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Insurance

Why Do I Need Insurance?

Insurance transfers the financial risk of life's unexpected events to an insurance company. A sound insurance strategy can help protect your family from the financial consequences of those events. A strategy can include personal insurance, liability insurance, and life insurance.

Life Insurance - Am I Covered Enough to Make Sure My Family Is Taken Care of in the Event of an Untimely Passing?

Do you have people in your life that you love that you want to make sure they’re taken care of when you die? Do you have debt you need to make sure can be paid off in the event you die? We can help determine how much life insurance you need and what kind! There’s a lot of information out there about life insurance, and there are a lot of different types: Term, Whole Life, Universal and Variable Universal life- it’s our mission to make sure you get what’s right for you and you understand what you’re buying!

Disability Insurance - Can You Survive Without your Paycheck?

Can you continue to maintain your lifestyle, save or pay your bills if you weren’t getting your paycheck anymore? Disability continues your income in the event you were sick for a long period or injured and unable to work. Many people have a group plan through their employer, but it may not be long enough. We help determine what’s right for you and making sure you have adequate coverage. Having cancer or being seriously hurt from an accident is awful, and it’s worse when money becomes a problem.

Long Term Care Insurance - Do You Have Enough Assets to Cover the Cost if You or Your Spouse Needed Long Term Care?

Long-term care insurance covers care generally not covered by Health Insurance, Medicare or Medicaid and pays for costs associated with Long Term Care such as assisted living, at home hare, skilled nursing, nursing home care and adult daycare.

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.

cameron.hall@lpl.com | (832) 404-3740